How to Qualify For ACA

The Affordable Care Act of 2010 brought reasonably priced major health insurance coverage into regular availability for people with lower incomes. If you are interested in purchasing an ACA plan soon, it may be helpful to know how these plans work and how you can qualify. 


This is what you need to know about qualifying for ACA coverage.

What Is ACA Coverage?

ACA-compliant plans are major health insurance plans that conform with the Affordable Care Act’s regulations. These plans are required to include ten essential benefits and they cannot base plan eligibility on underwriting during Open Enrollment. These plans are designed to extend health care benefits to low-income individuals, making them a welcome addition to the insurance marketplace.

How To Get ACA Coverage

ACA plans are available to all Americans, regardless of income. Some may even qualify for premium tax credits or special subsidies that reduce health insurance costs further.

Who Isn’t Eligible For ACA Coverage?

Most people living in the U.S. are eligible for ACA coverage. Though, the following groups are not eligible:


  • People who don’t live in the U.S.
  • People who are incarcerated
  • People who are not U.S. citizens, U.S. nationals, or lawfully present in the U.S.
  • People who are covered by Medicare

What Are The Income Levels For ACA Plans?

Anyone can purchase an ACA plan, regardless of their income level. Though, households with incomes between 100% and 400% of the federal poverty level can qualify for additional financial assistance. This assistance can reduce premiums and other out-of-pocket insurance costs.


Free Consultation

Shop For ACA Plans

If you are interested in purchasing an ACA plan, you have many options. To find out which tier is best for you, contact a specialist.