ACA Enrollment

The Affordable Care Act introduced affordable health insurance to the entire American population. Plans that are ACA compliant offer essential health benefits at low costs. There are also opportunities to receive discounts on your health insurance.

If you are curious about how you can enroll in an ACA-compliant plan, here’s everything you’ll need to know.

What Is The Affordable Care Act?

The Affordable Care Act of 2010 is a health insurance reform law that was passed by President Obama. The law had three primary goals:

Expanding the Medicaid program
Supporting medical care delivery at reduced costs
Making health insurance available to more people

In 2021, more than 12 million people enrolled in ACA Marketplace plans. More are expected to enroll in 2022.

How To Qualify For ACA Plans

If you are interested in an ACA plan, you might want to know who is eligible to enroll. Well, nearly all Americans are actually eligible. Exclusions include:

People who don’t live in the U.S.
People who are incarcerated
People who are not U.S. citizens, U.S. nationals, or lawfully present in the U.S.
People who are covered by Medicare

If you don’t fall into any of these categories, you can apply for ACA coverage today. Though, you may need to wait for a specific enrollment period.

Enrolling In ACA Plans

To enroll in an ACA plan, you must first complete an application. After your application has been accepted, you choose a plan. Then, you pay your first premium and wait for coverage to begin.

To start the enrollment process, go to Healthcare.gov. This is the national marketplace website. Here, you can sign up for ACA plans. Most states use the national marketplace system for applications, though you may need to visit a state-run marketplace to apply in some states.

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Get Help With Enrollment

You can contact an ACA navigator to walk you through the enrollment process. The talented team at American Family Solutions has worked with Marketplace plans since they were introduced. Therefore, you can trust us to guide you effectively.

To start off with a free consultation, contact us today.