Here at American Family Solutions, we offer a holistic approach to our clients financial planning for retirement by focusing on the three key pillars: 1) Wealth Management & Retirement Strategies 2) Life Insurance, Legacy, and Tax Planning & 3) Health Insurance and Medicare Options.
AFS offers financial and insurance solutions in these areas to ensure our clients have the right foundation and that their pillars uphold their retirement goals. Whether it’s individual retirement accounts, 401(k) & Pensions, life insurance, or health insurance & Medicare options, we’ll make sure you can retire with confidence and peace of mind.
If you’re nearing Medicare eligibility, you need to have an understanding of what Medicare is, what the parts of Medicare are, and what each part covers. Medicare is a federal health insurance program that is primarily for seniors but can also be available to those younger than 65 with qualifying disabilities. The program has several parts: Part A, Part B, Part C, Part D, and Medigap.
The Affordable Care Act (ACA) was a comprehensive health care reform law that was enacted in March 2010. These plans must include ten essential health benefits with no annual lifetime coverage maximums. The essential benefits can include emergency services, hospitalization, and more.
ACA coverage can offer you the health insurance coverage you need at an affordable cost. To start exploring the Marketplace or submit an application, call American Family Solutions.
As people age or become ill, they sometimes need help doing daily tasks like getting dressed, bathing and more. Long-term care (LTC) provides people with those services—but it’s expensive. A long-term care insurance policy helps cover these costs.
Life insurance may be one of the most important purchases you’ll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children’s education, protect your spouse’s retirement plans, and much more. If you’re considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
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In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually, the term “annuity” relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options. American Family Solutions is an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any comments regarding safety and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company. No legal advice, options or recommendations are being made in respect to this proposal. You should consult your tax professional or attorney concerning such advice and opinions.